Budgeting Essentials

In just four hours, you will move from financial uncertainty to a fully realized plan for your future.

 

• 2 Hours of Multimedia Instruction: Engaging videos, audio overviews, and interactive graphics designed to fit into your busy schedule.

 

• 2 Hours of Action-Oriented Workshop: Dedicated time allotted for you to look up your personal documents, work through your worksheets, and set goals with your family.

 

• The Result: By the end of these four hours, you will have your plan for the future nicely figured out.

The workshop follows a logical path from your big-picture dreams to the specific mechanics of your bank transfers:

 

• Phase 1: The Blueprint (Foundation & Mechanics)

  • Financial Language Mastery: Learn the core concepts of Assets, Liabilities, Net Worth, Income, and Expenses.

  • The Flow of Money: Understand exactly how cash moves through your accounts and how "Timing" (Cash Flow) affects your daily life.

  • Money Story & Reflection: Unpack your personal history and nerves around money in a safe, judgment-free way.

 

• Phase 2: The Build (The Construction Phase)

  • Step 1: Goal Setting: Define your financial "North Star" before you ever touch a spreadsheet.

  • Step 2: The Balance Sheet: Calculate your overall Net Worth to understand your true starting point.

  • Step 3: The Annual Budget: Create a concrete, net-zero plan for your entire year.

 

• Phase 4: The Practice (Sustainability & Growth)

  • Active Tracking: Establish a commitment to tracking your progress in real-time.

  • The Pivot: Learn how to adjust and get back on track when life happens and you go over budget.

  • Sustainability: Align your budget with your goals to create a lifestyle that feels good and sustainable, not restrictive.

While you can certainly watch on a laptop, this workshop provides the flexibility to fit your financial education into the natural flow of your day:

 

• Fits Your Flow: You can watch on a laptop, but you also have the flexibility to fit this into your day—like listening to a lesson while you are making meals or tackling household chores.

 

• The Morning Ritual: Swap your morning social media scroll for 10 minutes in bed with a lesson that moves your family forward.

 

• On-the-Go Access: Use your phone or tablet to check a concept during a quiet moment on the couch.

 

• Active Engagement: Interactive games and knowledge checks ensure you stay engaged and retain the info without it feeling like a lecture.

As you move through the training, you will unlock the specific tools you need at exactly the right moment:

 

• The Master Budget Spreadsheet: A fully customizable tool for Excel or Google Sheets.

 

• Net Worth Calculator: A high-level tool to visualize your long-term growth.

 

• Goal Setting & Reflection Worksheets: Designed to be printed and filled out by hand or with a stylus.

This training is built for all skill levels, from newcomers to experienced budgeters looking for a better structure:

 

• Financial Background: None required; we build your understanding from the ground up.

 

• Spreadsheet Skills: Basic knowledge helps, but it is not a requirement. We provide links to highly-rated external resources to help you master the basics of Excel or Google Sheets.

 

• Hardware: A laptop or desktop is recommended for the initial budget setup, though the training videos are mobile-friendly.

While each registration is for an individual, the exercises are incredibly powerful when shared:

 

• Align Your Goals: The goal-setting phase is a powerful exercise for couples to do together to ensure you are moving in the same direction.

 

• Involve the Kids: Get your children involved in the basics of goal setting. Learning to prioritize as a family makes the process much more powerful and teaches them intentionality from a young age.

A Mentor, a Mother, and a Guide. Laura knows exactly what it’s like to navigate the "messy middle" of life. As a working mom, she has lived the reality of balancing a full-time career with the high costs of childcare and the mental load of managing a household. She has personally navigated nearly every financial chapter, from the grind of paying off debt to building long-term financial security.

 

Built From Personal Use. Laura has been building and using her own budget spreadsheet since the moment she first entered the workforce. She spent the next 10 years refining this tool for her own life, never realizing at the time that she would one day use it to train others to find their own financial peace. She knew she had to create a system that worked for her, and now she shares that proven system with you.

 

Systems Built for People. Professionally, Laura serves as the Organizational Development Lead at Grayling Engineers, where she provides the context for growth through career development and mentors young professionals to find their own path with confidence. While she has managed and led infrastructure projects in the past, her focus now is on building the systems and frameworks that allow people and teams to thrive.

 

Leading Through Competing Priorities. Laura is a veteran of working under high-pressure deadlines while managing the many competing priorities of work, life, friends, and family. Her leadership experience spans a wide range of roles, having served in positions such as President, Treasurer, or Board Member for various professional organizations. In these roles, she has focused on professional development, setting budgets, and creating the structures that allow volunteers and teams to thrive.

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• Certificate of Completion: A verified milestone of your commitment to financial literacy.

 

• Support Forum: Your registration includes access to our Private Member Forum, a judgment-free space to ask questions and get support from a community of peers.

• Instant Confirmation: You will receive a confirmation email immediately after purchase.

 

• Portal Invitation: Look for your secure invitation to the Reach 360 learning portal to set up your account.

 

• Start Your Journey: Create your account and begin the three-phase training.

 

• Download as You Go: You will unlock and download your worksheets and spreadsheets at the exact moment you need them in the course, they are yours to keep forever.